The student visa application charge is substantial and has increased significantly in recent years, so confirm the current amount before budgeting. The larger costs sit around the visa itself: tuition fees, Overseas Student Health Cover for the full stay, English testing, medical examinations and biometrics where applicable, plus the living-cost funds that must be evidenced as available. Provider and course choice affect the tuition component dramatically, and many providers require a deposit before issuing a Confirmation of Enrolment. Building a realistic total budget rather than planning around the visa fee alone is the most important financial step.
Two kinds of cost behave quite differently, and mixing them up is what wrecks most budgets. The government charge is fixed, published and unavoidable, and it moves on the Department's schedule rather than yours. Everything else - assessment, testing, medicals, clearances, translations, professional fees - depends on your circumstances and your choices.
You must evidence funds for tuition, living costs and travel for yourself and any accompanying family, held in an acceptable form. Confirm the current required amount rather than relying on older figures.
Build the budget line by line rather than from a single headline figure, then add a buffer. A repeated English test, an extra police clearance or a second instalment falling due later are all common. Where a pathway runs in two stages, compare the total across both - a cheaper first step can end up costing more overall.
Charges are indexed and revised, so treat every figure here as a planning guide and confirm the current schedule with the Department of Home Affairs before you pay anything.